Are there Alternatives to Bankruptcy?

Yes! Informal Agreements, Debt Agreements and Personal Insolvency Agreements.

FREE Expert Advice 24/71300 767 525
Insolvency Solutions

As Featured In

Lowest Cost Company Liquidation

corporate insolvency

Corporate Insolvency

Is complicated. We will explain all options including Company Liquidation and Voluntary Administration.

personal insolvency

Personal Insolvency

Understand all your Options including Informal Arrangements, Formal Agreements and Bankruptcy.

demands and notices

Demands and Notices

Certain notices can’t be ignored as they may result in a Director being personally liable for Company Debts.

vital information

Vital Information

Know your Duties as a Director and how to avoid Insolvent Trading and Illegal Phoenix Transactions.

Insolvency Agreements

A person may avoid bankruptcy by signing a formal and legally binding repayment arrangement known as a Debt Agreement or a Personal Insolvency Agreement.

We can Answer Your Questions About:

Bankruptcy Options

Your Personal Liabilities

Insolvency Agreements

Understanding Your Debt And Personal Insolvency Options

An individual may be faced with serious personal debt but may not want to declare, or to be forced into bankruptcy. Thankfully, there are legal alternatives to bankruptcy.

Obviously, there are the informal agreements that one may make with creditors but there are also formal options under the Bankruptcy Act.

Do You Need Help or Want to Talk?

Call 1300 767 525 to speak with us, or fill in your details below and one of our expert advisors will get back to you within 30 minutes!

FREE Expert Advice 24/71300 767 525

Debt Agreements and Personal Insolvency Agreements are distinguished by levels of debt and income and will usually require a debtor make a formal offer that results in a better return to their creditors than they would receive under a bankruptcy scenario.

While there may be some cost differential between these agreements and bankruptcy, there are benefits of Debt Agreements and Personal Insolvency Agreements that include:

  • That repayments should be set at a level that is affordable to the debtor
  • The debt can be paid over any period as agreed with the creditors
  • The debt level is usually compromised or reduced to receive something less than 100 cents in the dollar
  • The unpaid debt is written off once the repayments under the agreement are fulfilled
  • Interest charges are usually frozen
  • Bankruptcy is avoided and therefore none of the restrictions of bankruptcy apply

Free Consultation


Call 1300 767 525 anytime or fill in your details below and one of our expert advisers will get back to you within 30 minutes!

Lowest Cost Company Liquidation

Speak Directly to a ASIC Licenced Expert, 24/7 not a call centre salesperson!

Our Approach To Helping Your Financial Problems

The Insolvency Experts are ASIC licenced insolvency specialists who will help you FREE of charge and without obligation, 24 hours a day.

All you need to do is call to obtain answers, options and solutions to the most difficult financial situations.

The Insolvency Experts will tell you exactly what you need to know – not what you may want to hear. By doing this, we empower you, through the provision of correct information, to make the best and most informed decisions about your finances in difficult circumstances.

The Insolvency Experts who you will speak with are licenced professionals with over 30 years specialist insolvency experience. We have helped thousands of people just like you in the most dire financial situations.

We have a proven track record of honesty and trustworthiness and seek to maintain the highest ethical and moral standards while providing you with sound, professional advice.

Call – an ASIC licenced expert will assess your financial situation and provide expert tailored advice.

Answers – will be given to every question. There is no time limit on these consultations.

Options – will be canvassed and explained so you can make an informed decision that is best for you and your family.

Solutions – including both informal and formal solutions. These may include Company liquidation or Administration.

THE INSOLVENCY EXPERTS – EVERYTHING YOU NEED TO KNOW – FREE OF CHARGE AND WITHOUT OBLIGATION