If you are having trouble paying your personal debts, and if you are constantly being harassed by creditors, it may be that you are trading insolvent
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An individual may be faced with serious personal debt but may not want to declare, or to be forced into bankruptcy. Thankfully, there are legal alternatives to bankruptcy.
Obviously, there are the informal agreements that one may make with creditors but there are also formal options under the Bankruptcy Act.
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Debt Agreements and Personal Insolvency Agreements are distinguished by levels of debt and income and will usually require a debtor make a formal offer that results in a better return to their creditors than they would receive under a bankruptcy scenario.
While there may be some cost differential between these agreements and bankruptcy, there are benefits of Debt Agreements and Personal Insolvency Agreements that include:
Agreements and Personal Insolvency Agreements that include:
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We are a specialist insolvency practice providing free 24 hour advice to company directors & individuals throughout all states & territories of australia.
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Established in 2006, we were the original, low cost liquidation provider and have since helped thousands of directors and hundreds of companies in a wide array of industries.
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